Insurance Glossary

Accident Forgiveness

Auto

Definition

An auto insurance feature that prevents your premium from increasing after your first at-fault accident, helping maintain your good driver discount.

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Related Terms

The amount paid by the policyholder to the insurance company for coverage, typically on a monthly, quarterly, or annual basis.

An unexpected event or circumstance without deliberate intent that results in injury, damage, or loss.

Accident Insurance

Insurance coverage for unforeseen bodily injury resulting from an accident.

Collision Coverage

Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.

Comprehensive Coverage

Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.

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