Certificate of Insurance

The written contract between the insurer and insured that outlines the terms, conditions, coverage, and exclusions of the insurance agreement.

A person or entity added to an insurance policy who receives coverage under that policy, commonly required in contracts and leases.

Insurance coverage for unforeseen bodily injury resulting from an accident.

A business professional who analyzes probabilities of risk and risk management, including calculation of premiums, dividends, and other applicable insurance industry standards.

Life insurance coverage for a specified period of time, providing a death benefit if the insured dies during the term.

The process by which an insurer evaluates the risk of insuring a person or property and determines coverage terms and premium rates.