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Insurance Glossary

Health Insurance

Health

Definition

Insurance coverage that pays for medical and surgical expenses incurred by the insured, including doctor visits, hospital stays, prescription drugs, preventive care, and other healthcare services.

Definición en Español

ES

Seguro de Salud

Cobertura de seguro que paga los gastos médicos y quirúrgicos incurridos por el asegurado, incluyendo visitas al médico, estadías hospitalarias, medicamentos recetados, atención preventiva y otros servicios de atención médica.

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Related Terms

Premium
The amount paid by the policyholder to the insurance company for coverage, typically on a monthly, quarterly, or annual basis.
Deductible
The amount you must pay out-of-pocket before your insurance coverage begins to pay for covered losses.
Copayment
A fixed amount you pay for a covered health care service, usually when you receive the service.
Out-of-Pocket Maximum
The most you have to pay for covered services in a plan year. After you reach this amount, the insurance pays 100% of covered services.
Accident Insurance
Insurance coverage for unforeseen bodily injury resulting from an accident.
Term Life Insurance
Life insurance coverage for a specified period of time, providing a death benefit if the insured dies during the term.
Motorcycle Insurance
Specialized insurance coverage for motorcycles including liability, collision, comprehensive, uninsured motorist, and optional coverages like accessory coverage and roadside assistance.
Golf Cart Insurance
Insurance coverage for golf carts used on golf courses or private property, typically including liability, physical damage, and medical payments. May be covered under homeowners insurance or require separate policy.
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