Insurance Glossary

ISO CGL Form

Business

Definition

ISO Commercial General Liability form - a standardized liability insurance policy that covers bodily injury, property damage, personal injury, and advertising injury claims. The most common form is CG 00 01.

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Related Terms

ISO
Insurance Services Office - an organization that develops standardized insurance policy forms, rating information, and risk data used by property-casualty insurers across the United States.
Commercial General Liability
Insurance that protects businesses against claims of bodily injury, property damage, personal injury, and advertising injury that occur during normal business operations.
Business Interruption Insurance
Coverage that compensates a business for lost income during periods when operations are suspended due to covered perils such as fire, natural disaster, or other insured events.
Workers' Compensation Insurance
Required insurance that provides medical benefits and wage replacement to employees who are injured or become ill in the course of employment.
Professional Liability Insurance
Also known as Errors and Omissions (E&O) insurance, this coverage protects professionals against claims of negligence, mistakes, or failure to perform professional duties.
Commercial Property Insurance
Insurance that covers buildings, equipment, inventory, and other physical assets owned or used by a business against damage from fire, theft, vandalism, and other covered perils.
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