Loan/Lease Payoff Coverage

Auto insurance coverage that pays the difference between what you owe on your car loan or lease and the vehicle's actual cash value if it's totaled or stolen.

When the cost to repair damaged property exceeds a specified percentage of its value (typically 70-80%), or when property is completely destroyed. In auto insurance, this is often called a 'totaled' vehicle.

Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.

Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.

The scope of protection provided under an insurance policy, including the types of losses and risks that are covered.

Insurance that covers legal responsibility for injuries or damage caused to others or their property.