Insurance Glossary

Medical Payments Coverage

General

Definition

Coverage that pays medical expenses for guests injured on your property, regardless of fault, typically included in homeowners and auto insurance policies with relatively low limits.

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Related Terms

Personal Liability Coverage
Protection against lawsuits for bodily injury or property damage that you or family members cause to others, typically included in homeowners and renters insurance policies.
Bodily Injury
Physical injury, sickness, or disease sustained by a person, typically covered under liability insurance policies when the insured is legally responsible for causing the injury.
Accident
An unexpected event or circumstance without deliberate intent that results in injury, damage, or loss.
Collision Coverage
Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.
Comprehensive Coverage
Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.
Coverage
The scope of protection provided under an insurance policy, including the types of losses and risks that are covered.
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