Michigan Catastrophic Claims Association

Michigan Catastrophic Claims Association - a state-mandated reinsurance association that reimburses auto insurers for Personal Injury Protection (PIP) medical claims exceeding a set threshold. The MCCA collects an assessment fee from every insured Michigan driver to fund catastrophic injury claims under Michigan's no-fault auto insurance system.

Auto insurance coverage (also called PIP or no-fault insurance) that pays for medical expenses, lost wages, and other costs for you and your passengers after an accident, regardless of who was at fault.

Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.

Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.

Insurance that covers you if you're in an accident caused by a driver who doesn't have liability insurance.

Specialized insurance coverage for motorcycles including liability, collision, comprehensive, uninsured motorist, and optional coverages like accessory coverage and roadside assistance.