Michigan Catastrophic Claims Association (MCCA)

Auto insurance coverage (also called PIP or no-fault insurance) that pays for medical expenses, lost wages, and other costs for you and your passengers after an accident, regardless of who was at fault.

Insurance purchased by an insurance company (the ceding company) from another insurance company (the reinsurer) to transfer risk and protect against large losses. Reinsurance allows insurers to underwrite policies covering higher risks and larger amounts than they could handle independently.

Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.

Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.

Insurance that covers you if you're in an accident caused by a driver who doesn't have liability insurance.

Specialized insurance coverage for motorcycles including liability, collision, comprehensive, uninsured motorist, and optional coverages like accessory coverage and roadside assistance.