Insurance Glossary

Property Damage Liability

Auto

Definition

Auto insurance coverage that pays for damage you cause to another person's property in an accident, including their vehicle, fence, building, or other structures.

Definición en Español

Responsabilidad por Daños a la Propiedad

Cobertura de seguro de auto que paga por los daños que usted causa a la propiedad de otra persona en un accidente, incluyendo su vehículo, cerca, edificio u otras estructuras.

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Related Terms

Bodily Injury Liability

Auto insurance coverage that pays for injuries you cause to other people in an accident, including medical expenses, lost wages, pain and suffering, and legal defense costs if you're sued.

Collision Coverage

Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.

Comprehensive Coverage

Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.

Liability Coverage

Insurance that covers legal responsibility for injuries or damage caused to others or their property.

Liability Limit

The maximum amount an insurance policy will pay for covered liability claims.

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