Simplified Issue Life Insurance

Life insurance that doesn't require a medical exam or health questions, guaranteeing acceptance but typically offering lower coverage amounts and higher premiums.

The process by which an insurer evaluates the risk of insuring a person or property and determines coverage terms and premium rates.

Insurance coverage for unforeseen bodily injury resulting from an accident.

The person or entity designated to receive the benefits or proceeds from an insurance policy.

Life insurance coverage for a specified period of time, providing a death benefit if the insured dies during the term.

Specialized insurance coverage for motorcycles including liability, collision, comprehensive, uninsured motorist, and optional coverages like accessory coverage and roadside assistance.