Surplus Lines Insurance

An insurance company not licensed in a particular state but allowed to provide surplus lines coverage for risks that admitted insurers won't cover.

Insurance coverage for unforeseen bodily injury resulting from an accident.

A business professional who analyzes probabilities of risk and risk management, including calculation of premiums, dividends, and other applicable insurance industry standards.

Life insurance coverage for a specified period of time, providing a death benefit if the insured dies during the term.

The process by which an insurer evaluates the risk of insuring a person or property and determines coverage terms and premium rates.