Insurance Glossary

Underinsured Motorist Coverage

Auto

Definition

Auto insurance coverage that protects you when you're in an accident caused by a driver who has insurance, but their coverage limits are insufficient to pay for your injuries or damages.

Definición en Español

ES

Cobertura de Motorista con Seguro Insuficiente

Cobertura de seguro de auto que lo protege cuando está en un accidente causado por un conductor que tiene seguro, pero sus límites de cobertura son insuficientes para pagar sus lesiones o daños.

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Related Terms

Uninsured Motorist Coverage

Insurance that covers you if you're in an accident caused by a driver who doesn't have liability insurance.

Physical injury, sickness, or disease sustained by a person, typically covered under liability insurance policies when the insured is legally responsible for causing the injury.

Collision Coverage

Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.

Comprehensive Coverage

Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.

The scope of protection provided under an insurance policy, including the types of losses and risks that are covered.

Liability Coverage

Insurance that covers legal responsibility for injuries or damage caused to others or their property.

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