Insurance Glossary

Water Backup Coverage

Property

Definition

Optional homeowners insurance coverage for damage caused by water backing up through sewers or drains, which is typically excluded from standard policies.

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Related Terms

Homeowners Insurance

Insurance coverage that protects your home and personal property against damage, theft, and liability claims.

Exclusion

Specific conditions, circumstances, or types of losses that are not covered by an insurance policy.

Actual Cash Value

The repayment value for indemnification due to loss or damage of property; in most cases it is replacement cost minus depreciation.

Collision Coverage

Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.

Comprehensive Coverage

Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.

Coverage

The scope of protection provided under an insurance policy, including the types of losses and risks that are covered.

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