Financially Irresponsible Motorist

Motor Vehicle Accident Indemnification Corporation - a New York state fund that provides compensation to innocent victims injured by uninsured motorists, hit-and-run drivers, or financially irresponsible motorists. MVAIC is funded by assessments on auto insurers doing business in New York.

Insurance that covers you if you're in an accident caused by a driver who doesn't have liability insurance.

Auto insurance coverage that protects you when you're in an accident caused by a driver who has insurance, but their coverage limits are insufficient to pay for your injuries or damages.

Insurance coverage that pays for damage to your vehicle resulting from a collision with another vehicle or object.

Insurance coverage for damage to your vehicle from causes other than collision, such as theft, vandalism, fire, weather events, or hitting an animal.

Specialized insurance coverage for motorcycles including liability, collision, comprehensive, uninsured motorist, and optional coverages like accessory coverage and roadside assistance.

Insurance coverage for golf carts used on golf courses or private property, typically including liability, physical damage, and medical payments. May be covered under homeowners insurance or require separate policy.